Smart simulators, always free
Powerful, accurate tools for your key decisions — finance, career, project, performance. Calculate, print, save — for free, no account.
The essentials
The Swiss-army knives for founders, employees and investors
Six flagship tools that replace hours of spreadsheets and meetings. The compass to steer your projects, income and wealth — in a few clicks.
Choose your simulator
Pick the tool that fits your need and get real-time results.
How it works
Choose a simulator
Select the tool for your project: mortgage, salary, investment, retirement...
Adjust the parameters
Move the sliders to simulate different scenarios. Results update instantly in real time.
Print or save
Print your simulation, share it or create a free account to access it anytime in the Timint app.
Print, save, access anywhere
Print your simulation or create a free account to save it and access it anytime from the Timint app.
Free — No credit card required — Cancel anytime
The whole ecosystem
44 tools and simulators, one reflex
Finance, real estate, entrepreneurship, career, tech: every decision has its tool. A global, instant view — no more hours of manual math.
The essentials
The strategic dashboards every entrepreneur keeps within reach.
Project Big Board
FlagshipThe cockpit that steers all your projects at once: progress, projected revenue, valuation and priorities on one screen.
Ideal forMulti-project and serial entrepreneurs.
Good to knowMost powerful with your real numbers entered.
ChronoMoney
FlagshipThe counter that turns your time into money, second by second, on every mission.
Ideal forFreelancers, consultants and service providers.
Good to knowSet your hourly rate for accurate numbers.
Founder & freelancer
Steer the profitability, funding and value of your business.
Business Plan & Profitability
FlagshipYour multi-year plan on one screen: costs, revenue, monthly P&L, break-even and projected cash over 3 years.
Ideal forLaunching a business or convincing a backer.
Good to knowProjections are only as good as your assumptions.
Financial Copilot
FlagshipThe bridge between your personal and business finances: income, allocations and your path to debt-free.
Ideal forFounders blending personal and business income.
Good to knowBest with all your income sources entered.
Financing Analysis
FlagshipBank loan, equity, grants: model every fundraising scenario and the dilution it implies.
Ideal forPreparing a raise or a business loan.
Good to knowCompare several dilution scenarios.
SaaS Profitability
FlagshipMRR, churn, LTV, CAC, runway: every SaaS metric that matters, with cohorts and unit economics.
Ideal forSaaS founders and subscription products.
Good to knowSpecific to recurring-revenue models.
Business Valuation
Estimate your app or startup's value via revenue and profit multiples, across three scenarios.
Ideal forRaising, selling or negotiating equity.
Good to knowAn indicative range, not a certified appraisal.
Break-Even
How many units to cover your costs? Your break-even point in one formula.
Ideal forSetting a realistic sales target.
Good to knowAssumes stable fixed and variable costs.
Cash Runway
How many months before you run dry? Your remaining cash given your burn and growth.
Ideal forStartups watching their cash.
Good to knowRecalculate whenever your burn changes.
Revenue Forecast
Day rate, utilization, pipeline: project your service revenue and its feasibility.
Ideal forFreelancers running a mission pipeline.
Good to knowDepends on your conversion-rate accuracy.
Business Status Simulator
Sole trader, company, micro… compare net income after tax by legal status and country.
Ideal forChoosing or switching legal structure.
Good to knowIndicative — confirm with an accountant.
Day Rate Calculator
The right day rate from your annual goal, days off and risk premium.
Ideal forConsultants and freelancers pricing their work.
Good to knowAdjust for your market and positioning.
Vehicle Optimizer
Lease or buy? The true lifetime cost, business deductibility included.
Ideal forArbitrating a business or personal vehicle.
Good to knowTax treatment varies by situation.
Decision Helper
Coin flip, yes/no, dice: break a decision when overthinking paralyzes you.
Ideal forDeciding fast, solo or as a team.
Good to knowA playful nudge, not financial advice.
Finance & investing
Grow your money, optimize taxes and build lasting wealth.
Portfolio Optimizer
FlagshipOptimized stocks/bonds/real-estate/crypto allocation, risk ratios and growth projections.
Ideal forInvestors structuring their wealth.
Good to knowPast returns don't predict future ones.
Global Tax Strategist
FlagshipAll your income, multiple countries: estimated tax and optimization levers in one place.
Ideal forMulti-income or international profiles.
Good to knowAn estimate — validate with a tax advisor.
DCA Simulator
Scheduled investing that smooths your cost basis across market cycles.
Ideal forRegular, passive investors.
Good to knowReduces timing risk, not market risk.
Dividend Simulator
Project your dividend income, reinvestment included, all the way to passive cash flow.
Ideal forIncome-focused investors.
Good to knowDividends are never guaranteed.
Inflation Calculator
The real impact of inflation on your purchasing power and returns.
Ideal forMeasuring the real return of your investments.
Good to knowFuture inflation remains an assumption.
Real estate
Buy, rent, renovate and arbitrate every property project.
Home Affordability
The property price you can truly afford given income, down payment and debt.
Ideal forFraming a budget before viewings.
Good to knowCapped at a 35% debt-to-income ratio.
Real-Estate Capital Gains
The capital-gains tax on resale, holding period and allowances included.
Ideal forAnticipating the tax on a resale.
Good to knowRules vary by country and regime.
House-Share Profitability
The profitability of renting by the room vs a standard lease.
Ideal forOptimizing a shared-rental property.
Good to knowFactor in higher vacancy and turnover.
Renovation Budget
Renovation cost per m², the timeline and the safety margin to plan for.
Ideal forPricing a renovation project.
Good to knowAlways plan a contingency reserve.
Rent & Charges Forecast
How your rent and charges evolve over time, and the net cumulative.
Ideal forProjecting a property's cash flow over time.
Good to knowAssumes constant growth rates.
Strategy Comparator
Buy-and-hold, fix-and-flip, short-let: compare strategies side by side.
Ideal forChoosing the best real-estate strategy.
Good to knowMarket assumptions drive the verdict.
Rental Tax Evaluator
Micro or real regime? The most advantageous tax setup for your rental income.
Ideal forOptimizing the tax on a rented property.
Good to knowIndicative — confirm with your accountant.
Employee & career
Negotiate, anticipate and secure every step of your work life.
Overtime Calculator
Your overtime pay and its tax impact, premium included.
Ideal forEmployees who work overtime.
Good to knowSet to the French 151.67h reference.
Raise Simulator
The real effect of a raise on your net pay and purchasing power, inflation netted out.
Ideal forEvaluating a raise offer.
Good to knowReal gain depends on current inflation.
For everyone
The personal-finance fundamentals, accessible to all.
Budget Planner
Income, expenses, surplus: your monthly budget and savings potential, made clear.
Ideal forTaking back control of your finances.
Good to knowAs reliable as the figures you enter.
Debt Repayment Plan
Snowball or avalanche: the fastest strategy out of your debts.
Ideal forGetting out of debt, motivated.
Good to knowAssumes payments are kept up.
Emergency Fund
The ideal safety cushion given your expenses, dependents and stability.
Ideal forBuilding a financial safety net.
Good to know3 to 12 months depending on job stability.
Savings Growth
The future value of your savings with regular contributions and compound returns.
Ideal forVisualizing the effect of regular saving.
Good to knowAssumes a constant annual return.
Tech & product
Audit your architecture and prepare to scale.
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