Mortgage Loan Simulator
Calculate your mortgage monthly payments, total loan cost and amortization schedule for free. Accurate and instant simulator.
Your property project
Project type and property value
Borrower profile
Income and expenses to estimate your capacity
Loan parameters
Rate, duration and insurance for your mortgage
Total monthly payment
1 369 €
Loan: 1 305 € + Insurance: 64 €
Debt-to-income ratio
44.8 %
Recommended max: 35%
Loan amount
225 000 €
Total interest
88 178 €
Total insurance
15 300 €
Total loan cost
328 478 €
Cost breakdown
Amortization schedule
With Timint, track the impact of your mortgage on your cash flow in real time. The live counter shows you exactly how much you earn vs. your monthly payments — second by second.
Timint Smart Tips
AIDebt ratio above 35%! Banks will reject this application. Reduce the borrowed amount or increase your income.
This project exceeds your borrowing capacity by 48 264 €. Increase your down payment, income, or target a cheaper property.
Pro tip: negotiate your mortgage insurance separately from the bank. Delegating insurance can save you thousands.
In the Timint app: get personalized real-time advice with our financial AI, based on your complete profile and goals.
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Frequently Asked Questions
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